Tom Marros is Senior Vice President of Alternative Risk Underwriting (ARU), providing group captive solutions for mid-sized private/closely held public companies across North America. Commercial property, casualty & benefits insurance coverage are the typical coverages written within ARU Captives. ARU works with select brokers throughout the United States and Canada. Currently have Captives for the Construction, Agriculture, Manufacturing, Distribution, Transportation, Property, as well as Group Health Benefits.